Buying a

Home

Get your Loan Pre-approved

Find Out What You Qualify For &

Estimate Your Mortgage Payment!

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GUIDE TO BUY A HOME

Home Buyer Mortgage Guide for Alhambra, CA

Home Buyer Mortgage Guide for Alhambra, CA

Your Step-by-Step Guide to Buying a Home in Alhambra

Step 1: Assess Your Finances

Evaluate your budget, credit score, and savings. Aim for a credit score above 620 for better mortgage rates in Alhambra.

Step 2: Get Pre-Approved for a Mortgage

Contact lenders to get pre-approved. This helps you know your budget for homes in Alhambra, where median prices are around $800,000.

Step 3: Calculate Your Mortgage and Income Requirements

Estimate monthly payments and required income based on home price, down payment, and debts.

Your Required Annual Income: $0

Monthly Mortgage Payment: $0

Property Taxes: $0

Homeowners Insurance: $0

Total Mortgage Payment: $0

Monthly Payment Liabilities

Step 4: Find a Real Estate Agent

Hire a local agent familiar with Alhambra’s neighborhoods, like Midwick Park or Emery Park.

Step 5: Search for Homes

Explore homes in Alhambra using online platforms. Filter by price, size, and features.

Step 6: Make an Offer

Work with your agent to submit a competitive offer based on Alhambra’s market trends.

Step 7: Home Inspection and Appraisal

Schedule a home inspection and appraisal to ensure the property’s value and condition.

Step 8: Finalize Your Mortgage

Complete your loan application and submit documents to your lender.

Step 9: Close on Your Home

Sign final paperwork and pay closing costs (typically 2-5% of the home price in Alhambra).

Step 10: Move In!

Congratulations! Plan your move to your new Alhambra home.

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